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What names to avoid for an LLC

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Names get refused for two reasons: the word is crowded, or the word is restricted. The first is a numbers problem you can measure. The second is a rule you can look up. Most rejected filings are the first kind.

The crowded words, measured

Counted across the 4,284,739 New York records we hold, these words already appear in this many registered names:

  • ELITE: 7,276 registered names
  • LEGACY: 4,940 registered names
  • PREMIER: 3,816 registered names
  • APEX: 2,097 registered names
  • SUMMIT: 1,967 registered names
  • PIONEER: 787 registered names

None of these is unusable, and none is banned. What the numbers mean is that the word is doing nothing to distinguish you. If your name is Elite Contracting and there are already seven thousand names containing Elite, the whole burden of distinguishability falls on Contracting, which is not a promising place to put it.

Restricted words, which are a different problem

These are refused unless a regulator has signed off first, and the specific list varies by state:

  • Bank, banc, banking, trust, credit union. Consent from the state banking regulator.
  • Insurance, assurance, underwriter. Consent from the insurance regulator.
  • University, college, academy. Consent from the state education authority in many states.
  • Engineer, architect, attorney, doctor and other licensed professions. Usually restricted to entities whose owners hold the license.
  • Federal, State, Municipal, Commission, Agency. Commonly barred outright for implying government status.

Changes that do not make a name available

  • Adding or changing the designator. LLC, L.L.C., Inc, Corp and Company are ignored when states compare names.
  • Punctuation. Commas, ampersands, apostrophes and hyphens are usually disregarded.
  • Singular and plural. Treated as the same in most states.
  • The word The. Also usually ignored, which catches people out: a register may hold the name with a leading The when you searched without it, or the reverse.
  • Numerals against words. 5 and Five are frequently treated as identical.

What actually works

Distinctiveness comes from the part of the name nobody else would have chosen. Invented words, unexpected pairings and specific references survive both the state test and, later, a trademark examination. Descriptive words do neither well: they are crowded on the register and weak as marks.

How crowded each register already is

Crowding is not uniform. A name filed against 300,000 new applications a year faces a different test from one filed in a state registering a tenth of that.

New business applications by jurisdiction, Census Business Formation Statistics via FRED
Jurisdiction New applications, 12 months Per business day Year on year
Florida 712,650 2,851 13.6%
California 614,530 2,458 15.7%
Texas 590,680 2,363 18.0%
New York 322,200 1,289 10.5%
Georgia 279,840 1,119 15.7%
Illinois 199,640 799 14.5%
North Carolina 198,120 792 17.5%
Ohio 185,450 742 22.8%
New Jersey 175,840 703 13.2%
Michigan 169,080 676 23.1%
Pennsylvania 168,320 673 12.4%
Colorado 167,200 669 20.0%
Arizona 156,190 625 25.4%
Virginia 149,900 600 15.4%
Washington 118,030 472 -19.4%
Missouri 117,180 469 30.6%
Tennessee 115,400 462 23.6%
Maryland 108,980 436 12.1%
South Carolina 102,010 408 15.2%
Indiana 99,380 398 13.5%
Wyoming 85,750 343 18.5%
Massachusetts 85,600 342 11.3%
Utah 84,920 340 29.0%
Louisiana 82,590 330 23.4%
Wisconsin 79,830 319 25.8%
Minnesota 78,530 314 13.9%
Alabama 78,120 312 24.7%
Kentucky 77,930 312 40.5%
Oklahoma 70,140 281 29.2%
Nevada 69,550 278 9.8%
Oregon 64,210 257 -2.9%
Mississippi 62,950 252 32.9%
Delaware 61,150 245 2.7%
Connecticut 55,460 222 16.3%
Arkansas 45,900 184 24.4%
New Mexico 44,310 177 20.1%
Kansas 43,630 175 30.3%
Iowa 38,150 153 14.1%
Idaho 37,400 150 16.0%
Montana 32,720 131 15.0%
Nebraska 24,450 98 14.6%
New Hampshire 20,230 81 23.7%
West Virginia 18,950 76 20.0%
Hawaii 18,660 75 -2.8%
District of Columbia 15,980 64 9.4%
Maine 15,660 63 9.2%
South Dakota 13,640 55 14.9%
Alaska 13,450 54 35.5%
Rhode Island 12,930 52 11.9%
North Dakota 10,050 40 13.8%
Vermont 8,710 35 15.7%

Common questions

What words are restricted in a business name?

Words implying a bank, insurer, university or government agency are restricted or prohibited in most states, and some require evidence of a license before allowing them. The lists differ by state.

Does adding LLC make a taken name available?

Rarely. Most states disregard the designator when judging whether two names are distinguishable, so adding or changing LLC, Inc or Co usually does not clear a conflict.

Do punctuation and spacing make a name different?

Usually not. States generally normalize punctuation, spacing and case before comparing, so an apostrophe or a hyphen is unlikely to be the thing that makes a name distinguishable.

You can check a name against all 50 states and the District of Columbia from the search on our home page. Every result links back to the state office that holds the record.

Sources reviewed

The sources below were retrieved and confirmed in August 2026. Filing requirements and fees change with legislative sessions and agency rulemaking; check the state’s own page before acting on anything here. This page is general information, not legal or tax advice.

  • EntityFinder’s own copies of the state business registers, refreshed nightly from each state’s published open data.
  • United States Census Bureau, Business Formation Statistics, retrieved via FRED.

Related

Other questions about the name itself, and the registers they apply to:

Check a business name against all 50 states and the District of Columbia. Free, no account, and the official register is always linked.

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Data sources: official state Secretary of State registers, U.S. Census Bureau via FRED, USPTO trademark records, and state bulk data where published.  Independent reference. Not a government agency.